Here is BRITISH, is the person making the call or transmitting the text that is loaded. There is no charge to any person receiving the call or the text unless they are using their phone outside the United Kingdom (international that vague). On several occasions, friends in the United States have asked me not to call / text them to certain times they will be loaded. Why should be loaded when I already paid for the call / text? A program BRITISH very basic phone could cost £ 25 per month with 300 minutes including voice and 100 texts. These minutes and texts included are not influenced in any way by the calls received s lyrics. Even in case person 's service was limited due to the non-payment so that they can not make calls or send texts, can still receive normally calls / texts. Realmente seems as mobile users in the United States is screwing from their service providers so as to charge function that is everywhere else free.